Privacy Policy

Introduction

This Privacy Policy outlines the manner in which Integrated Adviser ("we", "us", or "our") collects, uses, maintains, and discloses information collected from users (each, a "User") of our services. This Privacy Policy applies to all products and services offered by Integrated Adviser, and it is designed to comply with the relevant data protection laws and regulations applicable within Texas.

By accessing or using our services, Users agree to the collection and use of information in accordance with this Privacy Policy. We are committed to safeguarding the privacy of our Users while providing personalized and valuable services.

Scope and Consent

By accessing or using the services offered by Integrated Adviser, you agree to this Privacy Policy and give your explicit consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. The provision of personal data is voluntary, and you have the right to choose whether to share your information. However, please note that declining to provide certain required information may limit your ability to use some of our services. If you do not agree to the terms of this Privacy Policy, you should not access or use the services offered by Integrated Adviser.

By accessing or using the services offered by Integrated Adviser, you agree to this Privacy Policy and give your explicit consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. The legal basis for processing your personal data includes your consent, the performance of a contract with you, compliance with our legal obligations, and our legitimate interests in providing and improving our services. If you do not agree to the terms of this Privacy Policy, you should not access or use the services offered by Integrated Adviser.

We maintain comprehensive records of user consent, including the exact date and time when consent was provided. These records include the specific version of the privacy policy in effect at the time of consent, the method of consent (e.g., online registration, checkbox), and a unique identifier for the consent event. Users can request access to their consent records at any time.

Information Collection

This Privacy Policy outlines the types of information that Integrated Adviser ("we," "us," or "our") collects from you ("User") when you access or use our services. By accessing or using our services, you agree to the collection, use, and sharing of your information as described in this policy.

Purposes of Data Collection: We collect and process your personal data strictly limited to what is necessary for the following specific purposes:

1. To provide and improve our services

2. To personalize your experience

3. To communicate with you about our services, updates, and promotional offers

4. To analyze usage patterns and improve our website and services

5. To comply with legal obligations and protect our rights

6. To detect and prevent fraud or other malicious activities

We are committed to collecting only the minimum personal data required to effectively achieve these purposes, ensuring data minimization and privacy protection. By using our services, you consent to the collection and processing of your personal data for these purposes.

• Personal Information: We collect personal information that you voluntarily provide to us, such as your name, email address, and phone number, when you sign up for our services or communicate with us.

• Personal Data Definition: For the purposes of this Privacy Policy, 'personal data' or 'personally identifiable information' (PII) refers to any information that can be used to identify, contact, or locate an individual, either alone or in combination with other sources. This includes, but is not limited to, names, email addresses, phone numbers, physical addresses, IP addresses, and any other information associated with an identified or identifiable person.

• Usage Information: We automatically collect information about how you use our services, including the pages you visit, the time and date of your visits, and other similar information.

• Location Information: We may collect information about your location when you use our services, based on your IP address or other technologies.

• Cookies and Tracking Technologies: We use cookies and other tracking technologies to collect information about your browsing activities and preferences. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our services.

• Sensitive Data: We do not collect or process any sensitive personal data (such as information about your race, ethnicity, religious beliefs, health information, or sexual orientation) unless explicitly required for our services. If we need to collect such data, we will obtain your explicit consent and handle it with utmost care and in compliance with applicable laws.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. The effective date of the new privacy policy will be clearly stated at the top of the updated policy. You are advised to review this Privacy Policy periodically for any changes.

Use of Information

This Privacy Policy outlines the manner in which Integrated Adviser ("the Data Controller") collects, uses, maintains, and discloses information collected from users (each, a "User") of its services. By accessing or using the services provided by Integrated Adviser, Users agree to the collection and use of their information in accordance with this policy.

Information collected from Users may be used in the following ways:

1. To improve customer service: Information you provide helps us respond to your customer service requests and support needs more efficiently.

2. To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our site.

3. To improve our site: We may use feedback you provide to improve our products and services.

4. To process payments: We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.

5. To send periodic emails: We may use the email address to send User information and updates about their order. It may also be used to respond to their inquiries, questions, and/or other requests.

If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our site.

Integrated Adviser reserves the right to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Information Sharing and Disclosure

Integrated Adviser ("We", "Us", or "Our") is committed to protecting the privacy of our Users ("You" or "Your"). This clause outlines the circumstances under which We may share or disclose Your personal information. The legal basis for processing Your personal data includes: (1) Your consent; (2) the necessity to perform our contractual obligations; (3) compliance with legal obligations; and (4) our legitimate interests in providing and improving our services, where such interests are not overridden by Your rights and freedoms.

• We may share Your information with third-party service providers who perform services on Our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. By consenting to this Privacy Policy, you also consent to the sharing of your information with these third parties to the extent necessary for them to provide these services. These third parties are prohibited from using Your personal information for any purpose other than to provide these services to Us, and they are required to maintain the confidentiality and security of Your information.

• Your information may be disclosed if required by law, such as to comply with a subpoena or other legal process, when We believe in good faith that disclosure is necessary to protect Our rights, protect Your safety or the safety of others, investigate fraud, or respond to a government request.

• In the event that Integrated Adviser is involved in a merger, acquisition, or sale of all or a portion of its assets, Your personal information may be transferred as part of that transaction. We will notify You via email and/or a prominent notice on Our website of any change in ownership or uses of Your personal information, as well as any choices You may have regarding Your personal information.

• We may also share Your information with Our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.

Except as described in this clause, we will not disclose Your personal information to any third parties without Your consent.

Third-Party Service Providers

In the course of providing services to Users, Integrated Adviser may engage third-party service providers to perform functions and provide services on our behalf. These third-party service providers may have access to personal information of Users, but only to the extent necessary to perform their duties and in accordance with our Privacy Policy. We require all third-party service providers to adhere to the same privacy and security standards that we maintain, and to use the personal information only for the specific purposes for which it was provided.

Integrated Adviser takes reasonable steps to ensure that these third-party service providers are obligated to protect personal information on Integrated Adviser's behalf. However, Integrated Adviser is not liable for the acts and omissions of these third parties, except as provided by applicable law.

Users acknowledge and agree that Integrated Adviser may share personal information with third-party service providers for the purposes of providing the services requested by Users, improving our services, and for other lawful purposes, in compliance with our Privacy Policy and applicable Texas law. Integrated Adviser is committed to the principle of data minimization and will collect, use, and store only the minimum amount of personal information necessary to fulfill the specified purposes and to comply with legal requirements.

Data Security

In compliance with applicable laws and regulations within the jurisdiction of Texas, Integrated Adviser commits to maintaining robust data security measures to protect the Personal Information of Users. These measures are designed to prevent unauthorized access, disclosure, alteration, and destruction of Personal Information.

Integrated Adviser will implement and maintain reasonable and appropriate security procedures and practices appropriate to the nature of the information, to protect Personal Information from unauthorized access, destruction, use, modification, or disclosure. Such security measures may include, but are not limited to, encryption, physical access controls, information access authorization controls, and anti-virus software.

In the event of a data breach, Integrated Adviser has a comprehensive response plan in place. This plan includes immediate steps to secure the system, assess the extent of the breach, and notify affected individuals and relevant authorities as required by Texas law. Notifications will be made without undue delay and typically within 72 hours of discovering the breach, unless otherwise specified by applicable regulations.

In the event of a data breach that is likely to result in a risk to the rights and freedoms of Users, Integrated Adviser will notify the affected Users and relevant authorities without undue delay, in accordance with applicable legal requirements.

Data Retention

In compliance with applicable laws and regulations of Texas, Integrated Adviser ("Data Controller") will retain the Personal Information collected from Users for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for Personal Information, we consider the amount, nature, and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of your Personal Information, the purposes for which we process your Personal Information and whether we can achieve those purposes through other means, and the applicable legal requirements.

Once the retention period expires, Personal Information shall be deleted or anonymized, unless there is a legal obligation to retain the Personal Information for a longer period or for the establishment, exercise, or defense of legal claims.

Your Rights and Choices

Under Texas law, as a User of Integrated Adviser's services, you have certain rights regarding your Personal Information.

These rights include:

1. The right to be informed about the collection and use of your Personal Information.

2. The right to access your Personal Information held by Integrated Adviser.

3. The right to request that Integrated Adviser correct any inaccurate Personal Information about you.

4. The right to request the deletion of your Personal Information, subject to certain exceptions.

5. The right to opt out of the sale of your Personal Information to third parties.

6. The right to non-discrimination for exercising your privacy rights.

To exercise any of these rights, please contact Integrated Adviser's privacy office at the provided contact information. Requests will be processed in accordance with applicable law and within a reasonable timeframe.

Changes to the Privacy Policy

Integrated Adviser reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Information. This Privacy Policy was last updated on the date indicated at the top of this page. Any changes to the Privacy Policy will become effective when we post the revised Privacy Policy on our website. Your use of the services offered by Integrated Adviser following these changes means that you accept the revised Privacy Policy.